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Peer-to-peer currency exchange

Exchange currency, peer to peer.

Swap currencies directly with verified members at fair, transparent rates — protected by escrow from start to finish. No banks, no hidden spread.

  • Escrow-protected
  • KYC-verified members
  • Transparent rates
Exchange Live rates
You send
1,000USD
You receive
921.00EUR
Rate 0.9210 · no hidden spread+0.12%
40+
Currencies
$120M+
Exchanged
18k
Verified members
4.9★
Member rating
Why Vyer

Everything you need for safe peer-to-peer exchange

Built to remove the friction, cost and risk of moving money between currencies.

Escrow protection

Funds are held safely until both sides confirm. No trust required — the platform guarantees the swap.

Verified members

Every counterparty passes KYC verification, so you always know who you're trading with.

Transparent rates

Mid-market reference rates with no hidden spread. See exactly what you get before you commit.

Global reach

Match with peers across 40+ currencies and dozens of countries, wherever you need liquidity.

Fast settlement

Most peer-to-peer exchanges settle in minutes, not days — with instant status at every step.

Bank-grade security

End-to-end encryption, audited infrastructure and continuous monitoring keep your data safe.

How it works

Three steps to a safe exchange

01

Create an intent

Tell Vyer what you want to exchange, how much, and your preferred rate. It takes under a minute.

02

Match with a peer

We surface verified counterparties whose intent mirrors yours. Pick the best match for you.

03

Settle in escrow

Both sides fund the escrow. Once confirmed, funds release automatically — safe and final.

Live rates

Fair mid-market rates, always in view

No markup baked into the exchange. Compare pairs and lock the rate that works for you.

PairRate24h
  • USD → EUR0.9210+0.12%
  • GBP → USD1.2740-0.08%
  • EUR → CHF0.9585+0.04%
  • USD → AED3.67250.00%
  • CAD → USD0.7315+0.06%
Security first

Your money is protected at every step

Escrow holds both sides accountable, KYC keeps bad actors out, and audited infrastructure keeps your data private. Trade with confidence.

  • Escrow-held funds
  • KYC / AML verification
  • End-to-end encryption
  • Continuous monitoring
  • Dispute resolution
  • No hidden fees
Loved by members

Trusted by thousands of exchangers

“Finally a way to exchange currency at a fair rate without the bank markup. The escrow made it feel completely safe.”
Amir K.
Frequent traveller
“Matched with a verified peer in minutes and settled the same hour. This is how currency exchange should work.”
Sofia L.
Freelancer
“Transparent rates, real people, zero surprises. Vyer has become my default for cross-border swaps.”
Daniel R.
Small business owner